Want to buy something but don’t have all the cash right now? Affirm might be just what you need.
This buy now, pay later service lets you split purchases into smaller payments over time. You can sign up for an Affirm account online, through their app, or at partner stores when you’re ready to make a purchase.
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Getting started with Affirm is easy.
You can create an account on their website, download their app, or sign up when checking out at a store that offers Affirm as a payment option.
The process is quick and won’t hurt your credit score.
Once you’re set up, you can start using Affirm to make purchases and pay over time.
Key Takeaways
- Affirm lets you split purchases into manageable payments
- Signing up is quick and can be done online, in-app, or at checkout
- Creating an account doesn’t affect your credit score
Getting Started with Affirm
Affirm offers a simple way to make purchases and pay over time.
The process is quick and easy for most people.
Here’s what you need to know to get started.
Understanding Affirm
Affirm is a buy now, pay later service.
It lets you split big purchases into smaller payments.
You can choose plans from a few weeks to several months.
Affirm works with many online and in-store retailers.
When you shop, look for the Affirm logo at checkout.
You can also use the Affirm app to create a one-time card for your purchase.
The approval process is fast.
It usually takes just seconds.
Affirm checks your credit, but this is a soft pull.
That means it won’t hurt your credit score.
Eligibility Requirements
To use Affirm, you need to meet a few basic requirements.
You must be at least 18 years old.
You also need to have a U.S. phone number that can receive texts.
Affirm will ask for some personal info when you sign up.
This includes:
- Your full name
- Email address
- Date of birth
- Last 4 digits of your Social Security number
You don’t need perfect credit to use Affirm.
They look at many factors to decide if you qualify.
Your credit score is just one part of this.
Affirm doesn’t have a set minimum credit score.
But a higher score can help you get better rates.
It may also increase your chances of approval.
Setting Up Your Account
Creating an Affirm account opens up flexible payment options and financial tools.
The process is quick and easy, giving you access to the Affirm app and card for everyday purchases.
Signing Up for an Affirm Account
To create an Affirm account, start by entering your legal first and last name and email address.
Make sure to double-check the spelling.
Next, input your date of birth and the last 4 digits of your Social Security number.
Tap “Create account” to finish the sign-up process.
It’s that simple! Once your account is set up, you can start exploring Affirm’s features and payment options.
Remember to use a strong, unique password to keep your account secure.
Affirm takes your privacy seriously and uses encryption to protect your personal info.
Exploring the Affirm App
The Affirm app is your gateway to flexible payments and financial tools.
After signing up, download the app from your device’s app store.
Log in with your new account details.
In the app, you can:
- Check your purchasing power
- View payment options
- Pay bills
- Track your spending
The app’s user-friendly interface makes it easy to navigate.
You can see your available credit and upcoming payments at a glance.
The Affirm app also lets you set up notifications for payment reminders.
Affirm Card: Your Everyday Debit Card
The Affirm Card is a versatile debit card linked to your Affirm account.
It works anywhere Visa is accepted in the US.
You can use it for everyday purchases or bigger items.
Key features of the Affirm Card:
- No annual fees
- No minimum balance required
- High-yield savings account option
To get started, open an Affirm Money Account in the app.
Once approved, you can add funds and start using your card right away.
The card gives you the flexibility to pay in full or request to pay over time for larger purchases.
With the Affirm Card, you have more control over your spending and payment options.
It’s a handy tool for managing your finances on the go.
Frequently Asked Questions
Setting up an Affirm account is straightforward, but there are a few key things to know.
Let’s go over some common questions about creating and using an Affirm account.
How do I set up an Affirm account?
To create an Affirm account, go to affirm.com and click “Create account”.
Enter your legal name, mobile number, and email address.
You’ll also need to provide your date of birth and the last 4 digits of your Social Security number.
What’s needed to create an account with Affirm?
Affirm asks for basic info to set up an account.
This includes your full legal name, mobile number, email, date of birth, and the last 4 digits of your Social Security number.
Make sure to double-check that all info is correct before submitting.
Can you reapply for Affirm if you’ve used it before?
Yes, returning users can reapply for Affirm.
If you’ve used Affirm before, you just need to sign in to apply again.
The process is quick and easy for those who already have an account.
How do you get prequalified for an Affirm purchase?
To get prequalified, fill out a short form on Affirm’s website or app.
Affirm will do a soft credit check, which won’t affect your credit score.
They’ll then let you know if you’re prequalified and what your spending limit might be.
What are some reasons Affirm might not approve an account?
Affirm may not approve an account if the applicant has a low credit score or limited credit history.
Other reasons could include providing incorrect personal information or having a history of late payments with Affirm or other lenders.
Is there a way to sign up for Affirm when checking out on Amazon?
As of now, Affirm isn’t directly integrated with Amazon’s checkout process.
To use Affirm for Amazon purchases, you’d need to set up an Affirm account separately.
Then, see if you can use it as a payment method on Amazon.